This page sets forth the terms and conditions under which ProMutual Group® provides the information on this web site, as well as the terms and conditions governing your use of this site. By making use of this site, you agree to be bound by the terms and conditions we have outlined below.

Products and Services

The information contained on this web site should not be viewed as an offer to sell nor as a solicitation to purchase any of our products or services. Rather, the information on our products and services is provided to you so that you can learn what products and services ProMutual Group offers.

ProMutual Group offers insurance products and services through its member insurance companies, Medical Professional Mutual Insurance Company (ProMutual®) and ProSelect Insurance Company (ProSelect®), with principal offices at 101 Arch Street, Boston, MA 02110. Medical Professional Mutual Insurance Company is licensed in Massachusetts; ProSelect Insurance Company is licensed in and offers products and services in Massachusetts as well as in Connecticut, Maine, New Hampshire, New Jersey, Rhode Island and Vermont. Not all products and services described here are available in all states.

Statements regarding insurance coverages are for general description purposes only. This web site does not amend, modify or supplement any insurance policy. Consult your policy or contact us for the name of an agent who can supply you with details regarding terms, conditions, coverages, exclusions, products and services which may be available to you.

Accuracy of Information

ProMutual Group does not warrant or guarantee the accuracy or completeness of the information provided on this web site. ProMutual Group is not liable for any loss or direct, indirect, incidental, special or consequential damages caused by reliance on this information.

The information on this web site may be changed or updated without notice. ProMutual Group may also make improvements and/or changes in the products and services described on this site at any time without notice.

Copyright Policy

You may cite or refer to the information on this site and make copies of the information for your own use. You must have our written permission to distribute copies of the information to others. To request such permission, send a message via email to: info@promutualgroup.com.

Please include your name, address and the purpose of the requested distribution.

Hypertext Links

Some of the pages on this site provide hypertext links to other sites created by other organizations. We provide these links to other sites as a free service. Because those other sites are not under our control, we cannot guarantee the quality, accuracy, or timeliness of those sites. A link to those sites is not an endorsement or adoption of the views expressed or of the products and services sold on those sites.

Professional Advice

The information provided on this site is distributed for informational purposes only. It is not intended to constitute legal advice.

Privacy Policy

ProMutual Group is committed to protecting your privacy. We want you to visit our web site knowing that you have control over your personal information. You can browse our public web pages without having to tell us who you are or revealing any personal information. ProMutual Group's web site is designed to give our insureds, agents, and prospective customers a means of gathering information and doing business with us over the Internet.

For each visitor to our web site, we track non-personal information such as domain name, IP address and browser type through site reporting tools. This information is used internally to monitor aggregate activity and trends, and to improve site content.

We offer certain services on our web site that require personal information such as your name and address. It is your choice whether to input this personal information. We do not collect it automatically. We do not use "cookies" on this site to collect personal information.

If you choose to provide personal information we may archive this information in a database in order to follow-up with new and improved offerings and additional information. This information is kept electronically, but is internal to ProMutual Group and is not maintained on the web site. We do not disclose information to third parties, other than to our agents, except as necessary to conduct business or as required by law.

Certain areas of our web site restrict access and require users to sign in using a "user name" and "password." The login software uses "cookie" based security and stores small amounts of data on your computer to facilitate access to these areas of our site on future visits. Cookie information is not shared with any other person or entity.

These practices apply to ProMutual Group's web site only. We are not responsible for the privacy practices or the content of any other web sites on the Internet that are hyperlinked to or from ProMutual Group's web site.

This privacy statement was revised August 5, 2003, and may be modified or altered at any time.

HIPAA Agreement: If you need an additional copy of our HIPAA Agreement, click this link (you will need Adobe Acrobat Reader, a no-cost program from www.adobe.com, to open this file).